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Tips

How to minimize finance charges

To minimize finance charges, borrow only the amount that you need and pay it back as soon as you can.

Minimum payment warning

If you make only the minimum payment each period, you will pay more in finance charges and it will take you longer to pay off your balance. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing.

Advance.Cash is owned by the Mandan, Hidatsa, and Arikara Nation —The Three Affiliated Tribes of the Fort Berthold Reservation, a sovereign nation located within the United States of America, and operating within the Tribe's Reservation.

* Maximum initial loan amount is $1000.00. Refer to the Terms and Conditions of your loan agreement for complete disclosures of APR, fees and payment terms. Applications submitted, processed and approved before 4 p.m. Central Time (Monday – Friday) are typically funded the next business banking day (excluding weekends and bank holidays). In some cases, we may not be able to verify your application information and may ask you to provide certain documents.

Please note that this is an expensive form of credit. Advance.cash loans are designed to help you meet your personal borrowing needs. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit may be less expensive and more suitable for your financial needs. Alternative sources you could consider include a credit card cash advance, home equity line of credit, existing savings, or borrowing from a friend or relative. Before borrowing, please consider whether you will be able to repay any amount that you borrow. Customers with continued credit difficulties should seek credit counseling.